Empowering Community
Through Financial Cooperation

Join Barnawa Rahma Multipurpose Cooperative Society - Your trusted partner for interest-free, Shariah-compliant financial services since 2016.

Shariah Compliant
Community Focused
Growth Oriented
Barnawa Rahma Cooperative
10+
Years of Service
200+
Active Members
Rahma Cooperative
Established 2016

About Barnawa Rahma Cooperative

We are an interest-free financial institution built on principles of mutual help, self-reliance, and ethical Shariah-compliant practices, dedicated to empowering our members economically.

NGSA Staff Focus

Serving Nigerian Geological Survey Agency staff nationwide

Kaduna Based

Located at National Geosciences Research Laboratories

Shariah Compliant

All services follow Islamic financial principles

Community Driven

Promoting thrift, mutual help, and self-help

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Our Services

Comprehensive Financial Solutions

We offer a complete range of Shariah-compliant financial services designed to meet your personal and business needs.

Savings Plans
  • Regular: Fixed monthly savings
  • Target: Goal-oriented savings
  • Thrift: Group rotational savings
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Loan Services
  • Regular: Up to 200% of loanable
  • Emergency: 15% of Total Savings for urgent needs
  • Commodity: Up to 300% of Total savings
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Welfare Programs
  • Member education & training
  • Consumer goods access
  • Community development
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Investment Options
  • Murabahah & Mudharabah
  • Musharakah & Ijarah
  • Sukuk & Islamic bonds
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Why Choose Barnawa Rahma?

Interest-Free

All our services are completely free from interest (Riba)

Community Focused

Built by the community, for the community's prosperity

Trusted Since 2016

10+ years of reliable financial services

Ready to Start Your Financial Journey?

Join hundreds of satisfied members who have transformed their financial lives through our cooperative. Start building your future today with our Shariah-compliant services.

Quick Process

Get started in minutes

Secure & Safe

Your money is protected

24/7 Support

We're here to help